If credit cards weren't such a money maker for the banks they wouldn't be tripping over each other trying to get more people hooked on them. Many millions of folks have a huge balance on their cards and they are paying interest. The banks are raking that interest right in to their coffers.
I use mine a lot but I'm still trying to get Marilyn weaned from writing checks for every little thing she buys. We do pay it off monthly and we do not pay fees. Each month when the bill comes I sit down at the computer and itemize every item on the bill on Quicken, It's clean and easy. Keeping track of points is way down at the bottom of my priorities. There are a few bills I write checks for but they are bigger farm expense bills. My son uses a couple of business cards, one for fuel and the other for parts. Because of the points he and his family haven't paid for a motel for quite awhile, though they are so busy they rarely have time to use motels.
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Today's Featured Article - Hydraulics - Cylinder Anatomy - by Curtis von Fange. Let’s make one more addition to our series on hydraulics. I’ve noticed a few questions in the comment section that could pertain to hydraulic cylinders so I thought we could take a short look at this real workhorse of the circuit. Cylinders are the reason for the hydraulic circuit. They take the fluid power delivered from the pump and magically change it into mechanical power. There are many types of cylinders that one might run across on a farm scenario. Each one could take a chapter in
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