I too use a card for most purchases and the rebates are nice, but with the caveat that I always pay off the balance [as several here do] and so avoid the interest fees. Interest on CC balance will easily exceed the rebate and that's where the under-writers make their profit. It appears from reading the responses that everyone here who touched that aspect pay their card in full when due. That puts you in the minority of users and also makes it financially sound for you.
The second reason I rely on a card so much is that the billing cycle allows me to hold my money for 30 to 60 days beyond the actual purchase. Use of cash can't do that. In fact, when I recently ran up a pile of vet bills, the specific card I used had deferred interest for 6 months. That equals a 0% loan.
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Today's Featured Article - Hydraulic Basics - Part 2 - by Curtis Von Fange. In the last entry to this series we gave a brief overview of hydraulic system theory, its basic components and how it works. Now lets take a look at some general maintenance tips that will keep our system operating to its fullest potential. The two biggest enemies to a hydraulic system are dirt and water. Dirt can score the insides of cylinders, spool valves and pumps. Wate
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