Posted by Fatjay on February 07, 2017 at 09:37:24 from (108.2.211.44):
In Reply to: Bank Practice Rant posted by Super-H-Mike on February 07, 2017 at 08:19:43:
I had a problem with Citizens bank like that. I'd make a deposit the end of the day, then go out at night, spend money on dinner/show/etc. The following day they'd add up the negative's before the deposits when they opened. So you could get 5-6 ding's into the negative, charging you $35 a pop, before htey looked at your deposits. I argued with them many times that they had my money, cash, in person, before I made the charges. They'd say there was nothing they could do. I switched banks and haven't had the problem since.
Some time later, there was a class action suit against citizens for this practice, and citizens lost. I've been receiving semi-regular checks from citizens for $100~ for the past 3-4 years as they unearth more of this bad business practice.
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