You can make right at $16K and not have to pay back any. After that it is one dollar for every three of income.
If your at FULL retirement age then you can earn up to around $45K BEFORE the month you reach full retirement age. These are close to the actual numbers as I looked them up just in the last month or so.
If your wife is younger then moving income to her MAY help her with her when she retires but usually not because most wives draw more off their husband's earnings. The usual is 50% of what the husband draws.
Funny fact: Any person that your married to for longer than 10 years, can draw against your income. That stays the same 50% of what the larger wage earner can draw. My Father has three women drawing 50% each of what he would draw. So they combine to draw 150% of his SS amount.
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Today's Featured Article - Restoration Story: Fordson Major - by Anthony West. George bought his Fordson Major from a an implement sale about 18 years ago for £200.00 (UK). There is no known history regarding its origins or what service it had done, but the following work was undertaken alone to bring it up to show standard. From the engine number, it was found that this Major was produced late 1946. It was almost complete but had various parts that would definitely need replacing.
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