OK,here's what I just ran again,assuming no increases and that the benefits are pretty much gone in 2037. That's 20 years from now,so I took the amount I can get at 62 x 12 months x 20 years. Then I took the amount at 66 and 9 months and assumed it wouldn't increase from what they're telling me right now. When I take that amount x 12 months x 15 years,it's only $6000 more lifetime total. It's pretty hard to believe that actual inflation won't eat up the $6000 several times over in the course of 20 years.
The only thing to settle now is how to take it and not have it effect my income tax,tax credits and so on.
Forget the wife getting half of my SS. She made good money as a nurse,and when the time comes,I think she'll be better off drawing off her own earnings anyway.
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Today's Featured Article - Listening to Your Tractor - by Curtis Von Fange. Years ago there was a TV show about a talking car. Unless you are from another planet, physically or otherwise, I don’t think our internal combustion buddies will talk and tell us their problems. But, on the other hand, there is a secret language that our mechanical companions readily do speak. It is an interesting form of communication that involves all the senses of the listener. In this series we are going to investigate and learn the basic rudimentary skills of understanding this lingo.
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