I'm guessing that as we close in on the SS fund becoming insolvent, the government will be forced to take action.
If the feds act as they normally do, one of the first things they will do to extend the life of the SS fund will be to cut current benefits or eliminate COLA's. Cutting benefits has already been discussed by the feds so it's nothing new for them.
How long you live and your quality of life are big factors
Many things are involved in making the decision when to retire and when to collect SS benefits...,.,.everybody has to make their own decision using the "info" they choose
My personal choice is to take it as early as I can...62
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