Posted by Geo-TH,In on February 27, 2017 at 03:38:44 from (172.78.52.213):
In Reply to: Re: No SS for Bill posted by JD Seller on February 26, 2017 at 16:38:39:
Many on YT think SS is just for them and they want their money NOW before they die.
There are many different strategies for waiting, one is passing on survivors benefits. Not sure what % survivors get and if survivor waits to draw at their full age what % they get.
Also, a stay at home wife who has never paid into SS, can draw 50% of spouses SS. SS benefits will increase 8% a year, spouse gets half so hers will increase by 4%, a total of 12% per year increase.
My broker is waiting until age 70 to draw $4000 a year and his wife will draw $2000 a month. He feels $6000 a month is worth waiting for.
Like I said, some want their money now before they die. Others want to retire in style.
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