Most likely you have just discovered why the truck is for sale: it could cost more to fix the transmission than the 24 year old truck will be worth after its fixed. If it was an easy fix the seller would have already fixed it and priced it higher. The seller is trying to get more than salvage value by selling the truck privately.
It sounds like you should budget in the extra cost to install a remanufactured transmission and while it's apart have the clutch rebuilt, throw out bearing replaced and engine rear main seal replaced. Hopefully old parts are can still be traded-in as useable cores, if not add on the core charges. Look up the "private sale" value of the truck and deduct the cost of the repairs to get a maximum price for the truck "as-is". This one could be a money pit even if it was free.
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Today's Featured Article - Restoration Story: Fordson Major - by Anthony West. George bought his Fordson Major from a an implement sale about 18 years ago for £200.00 (UK). There is no known history regarding its origins or what service it had done, but the following work was undertaken alone to bring it up to show standard. From the engine number, it was found that this Major was produced late 1946. It was almost complete but had various parts that would definitely need replacing.
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