Posted by rrlund on March 14, 2017 at 07:40:23 from (162.250.24.100):
There probably aren't more than a hand full of you here who read Sherry's editorial in Oliver Heritage magazine,but it was a new one on me that set me to thinking. She said that when they came in to the office right after Thanksgiving,there was an attempt at 400 new subscriptions. They all used the same name,but 400 different credit card numbers. None of them worked. She said she contacted their "gateway" and alerted them. They said it was a scam,that they were being used as a test site by a computer generated program trying to find a good number that worked. She thought that was the end of it,but on Monday,there were 42,000 attempts. The following Friday,there was $10,000 gone from her account. She'd been charged a "transaction fee" for every attempt even though they hadn't gone through as good numbers. Apparently after a lot of negotiating,the first institution in the chain refunded the charges since she had notified them,but the second institution in the chain refused,and since she was contractually obligated to pay the fee,she was out $7000.
I got to thinking about that. Number 1,if this ever works,scammers don't need your card number,just your name and address out of the phone book,then they can computer "roulette" numbers until they get it.
Number 2 and maybe more important,what's to stop some unscrupulous banking institution,like the one that created so many fake accounts,from running phony transactions on tens of thousands of businesses to collect these fake transaction fees? Maybe technology along with economy of scale (businesses that have become too large) has gone too far?
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Today's Featured Article - Old Time Threshing - by Anthony West. A lovely harvest evening late September 1947, I was a school boy, like all school boys I loved harvest time. The golden corn ripens well and early, the stoking, stacking,.... the drawing in with the tractors and trailers and a few buck rakes thrown in, and possibly a heavy horse. It would be a great day for the collies and the terrier dogs, rats and mice would be at the bottom of the stacks so the dogs, would have a busy time hunting and killing, all the corn was gathered and ricked in what we c
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