I some times ask in a store if they knock something off for paying cash instead of a credit card. I bought a dishwasher one time from a small business where we had purchased before. Asked about paying cash and the older gentleman who once owned the place said it wouldn't be worth it with the arrangement they had with the credit card company. When I got to the counter to pay he ended up taking off $50 anyway.I usually try to haggle a few bucks off on something from a private sale but if the person doesn't want to do it and I want it bad enough it doesn't matter. If I thought it was way over priced then I wouldn't have shown up to begin with.
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