I recently tried to get insurance through State Farm(!!) on a 2000 GMC Topkick C5500. They said no problem and, when reading back the info, they read C6500. I said no, it's a C5500. They said it doesn't exist. Hmm....then how is it I have a photo of that on my camera> Want me to drive it in and show ya'? Hmm??? ...Naw, I was nice, for a change. *wink*
Anyway, come to find out the C5500 is less popular than the C6500, and they are close enough to the same animal that State Farm "overlooks" that minor difference. Same thing with another model farther down the food chain. Yet then I noticed that they valued my truck at like $18,000. YES, THAT'S U.S. DOLLARS!!!!! Oh? But I only paid a hair over $6k. And THAT'S when she said something that allowed me to see between the lines a bit.
Come to find out, State Farm (and probably many other insurance carriers) commonly does such things like this. Why? ....Why, to make more money, of course! Think about it - why else would an "Insurance Company", a company in existence to GIVE YOU MONEY (at their discretion!) in the event of an accident, why would they want to dump multiple models of a similar vehicle all together like that? ....And why use the top (most expensive) model?!?!?
I was told that if there was ever an accident that the adjuster would then do their handiwork and all things would come out in the wash. ....Yes, like leaving a dollar bill in my jeans while they're being laundered!
Eh, overall I've been quite happy with State Farm, and I've learned enough over the years to better understand how "The System" works, so I'm not complaining. At least now I can legally get out there and be a public menace just like everyone else! :D
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Today's Featured Article - A Lifetime of Farm Machinery - by Joe Michaels. I am a mechanical engineer by profession, specializing in powerplant work. I worked as a machinist and engine erector, with time spent overseas. I have always had a love for machinery, and an appreciation for farming and farm machinery. I was born and raised in Brooklyn, New York. Not a place one would associate with farms or farm machinery. I credit my parents for instilling a lot of good values, a respect for learning, a knowledge of various skills and a little knowledge of farming in me, amo
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