Cash is king. I have been buying hay from the same guy for years. Still cash. I don't even ask if he will take a check or put hay out on the arm (credit). Works well for us both. He always has what I need and never let's me run out. I can speak for all I want and he will have it. When spring rolls around and I spoke for more than I have taken I have to take the balance by first cutting paid in full. So far I have hit it real close each year and don't have to buy up excess over a few tons. People can afford animals or they can't. That's it. I used to help out a neighbor now and then that was short on feed and cash. After delivering her hay for a while and not getting paid I cut her off. I did sneak over at night and feed if she was out and I knew it. I was not going to let her animals starve. She finally sold down to what she could afford and promised to pay me back. Never got paid and I never asked. My good deed for the day. Don't be an enabler.
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