I have to disagree too JD. Your credit score is determined by a lot of things besides credit cards. The gas and electric companies, telephone, cable tv and internet companies, water bill, auto loan and mortgage cos all report to the big 3 credit raters. A tax lien will get noted, even something like a transaction on paypal can be noted if it goes south. Things like non payment of your utilities or even late payment can affect your credit rating, to say nothing of credit cards. The answer to all that is to live within your means and pay your bills on time of course. On the other hand, I know a goofball couple who have declared bankruptcy a couple of times and are always behind on their bills. But neither of them have ever had an accident or even an insurance claim that I know of in the 25 years I've known them. It doesn't seem fair to me.
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Today's Featured Article - Product Review: Black Tire Paint - by Staff. I have been fortunate in that two of my tractors have had rear tires that were in great shape when I bought the tractor. My model "H" even had the old style fronts with plenty of tread. My "L" fronts were mismatched Sears Guardsman snow tires, which I promptly tossed. Well, although these tires were in good shape as far as tread was concerned, they looked real sad. All were flat, but new tubes fixed that. In addition to years and years of scuffing and fading, they had paint splattered on
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