I have to disagree too JD. Your credit score is determined by a lot of things besides credit cards. The gas and electric companies, telephone, cable tv and internet companies, water bill, auto loan and mortgage cos all report to the big 3 credit raters. A tax lien will get noted, even something like a transaction on paypal can be noted if it goes south. Things like non payment of your utilities or even late payment can affect your credit rating, to say nothing of credit cards. The answer to all that is to live within your means and pay your bills on time of course. On the other hand, I know a goofball couple who have declared bankruptcy a couple of times and are always behind on their bills. But neither of them have ever had an accident or even an insurance claim that I know of in the 25 years I've known them. It doesn't seem fair to me.
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Today's Featured Article - Restoration Story: Fordson Major - by Anthony West. George bought his Fordson Major from a an implement sale about 18 years ago for £200.00 (UK). There is no known history regarding its origins or what service it had done, but the following work was undertaken alone to bring it up to show standard. From the engine number, it was found that this Major was produced late 1946. It was almost complete but had various parts that would definitely need replacing.
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