Posted by cool hand on August 07, 2017 at 15:53:14 from (98.158.221.111):
In Reply to: Riddle me this???? posted by Greg1959 on August 07, 2017 at 09:02:59:
As an OLD retired banker (among other things) I will say that the banking industry is the most misunderstood business in existence. The vast majority of people believe that banks are allowed to exist solely to serve the public--free of charge except for loans, etc. (After all, they are a federal government supported service, right?!) Non-customers of a bank believe that they are entitled to service, such as cashing a check drawn on another bank, and should be granted free of charge and without question. I mean they believe that if such check is returned unpaid it is the bank's problem--no longer theirs. So many times we were confronted with the belief that, except for loan interest, banking services should be free of charge to all, customers or not. Banking is a business, not essentially different from any other business, in existence to make a profit for its owners/stockholders. While it is strongly regulated by government agencies, it is only regulated by such agencies to protected depositors from a bank failure, not to provide free service to people and communities. The local bank seems to be a favorite "whipping boy" to lots of rural folk who simply do not understand.
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