Flood insurance has very strict limits. Such as it does not take effect for 30 days. It also has amount limits that may not cover bigger houses 100%. But if your coverage is in force you are covered from a flood.
Another tricky thing about flood insurance when you live near a coast. Flood insurance covers rising water only. In a hurricane it can be iffy if the water damage was caused by flooding water or storm surge. Now you have two insurance companies fighting over who has to pay.
The big problem in Houston is going to be while these people live within miles of a coast most of they did not have flood insurance. And really why would you with a compassionate government like we have.
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Today's Featured Article - Show Coverage: Journey to Ankeny - by Cindy Ladage. We left Illinois on the first day of July and headed north and west for Ankeny, Iowa. Minus two kids, we traveled light with only the youngest in tow. As long as a pool was at the end of our destination she was easy to please unlike the other two who have a multitude of requirements to travel with mom and dad. Amana Colonies served as a respite where we ate a family style lunch that sustained us with more food than could reasonably fit into our ample physiques. The show at Ankeny
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