> The news reported that "even though they had 'flood' insurance"....because this is a 100 year flood, their insurance will not cover them.
Given that the storm isn't even finished, it would seem a bit premature to speculate on what insurance will and will not cover. But there are fairly strict limits to flood insurance coverage, very often not enough to cover the replacement value of structures.
I'd say many of the folks who think they have "flood" insurance aren't covered at all. If your mortgage company doesn't require flood insurance, and you decide you don't need it (because, for instance, your house is above the 100 year flood plain), if your house is flooded you can't expect your homeowner's insurance to cover the loss.
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Today's Featured Article - Earthmaster Project Progress Just a little update on my Earthmaster......it's back from the dead! I pulled the head, and soaked the stuck valves with mystery oil overnight, re-installed the head, and bingo, the compression returned. But alas, my carb foiled me again, it would fire a second then flood out. After numerous dead ends for a replacement carb, I went to work fixing mine.I soldered new floats on the float arm, they came from an old motorcycle carb, replaced the packing on the throttle shaft with o-rings, cut new ga
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