> The news reported that "even though they had 'flood' insurance"....because this is a 100 year flood, their insurance will not cover them.
Given that the storm isn't even finished, it would seem a bit premature to speculate on what insurance will and will not cover. But there are fairly strict limits to flood insurance coverage, very often not enough to cover the replacement value of structures.
I'd say many of the folks who think they have "flood" insurance aren't covered at all. If your mortgage company doesn't require flood insurance, and you decide you don't need it (because, for instance, your house is above the 100 year flood plain), if your house is flooded you can't expect your homeowner's insurance to cover the loss.
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Today's Featured Article - Hydraulics - Cylinder Anatomy - by Curtis von Fange. Let’s make one more addition to our series on hydraulics. I’ve noticed a few questions in the comment section that could pertain to hydraulic cylinders so I thought we could take a short look at this real workhorse of the circuit. Cylinders are the reason for the hydraulic circuit. They take the fluid power delivered from the pump and magically change it into mechanical power. There are many types of cylinders that one might run across on a farm scenario. Each one could take a chapter in
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