Posted by rrlund on August 30, 2017 at 16:01:31 from (162.250.24.79):
Or the insurance company. I guess we'll have to take a settlement on the car we bought three weeks ago,that got smashed two weeks ago. The insurance company said flat out they won't pay to fix it. They offered $7891 last week for a car we just paid $8250 plus tax for. Monday they came up to $8389 and said that's it,that's all we can do,take it or leave it.
Kim finally got somebody to answer the phone at the title division of the Secretary of State's Office. They advised we take the money and go shopping. They said it was up to the insurance company whether we got a salvage title or not,but as far as what we'd get if it got smashed again,she said it didn't matter if the title was green,orange or pink. The insurance company would enter it in a database as having been a total loss and all we'd get next time would be salvage price. I already know what that is because they offered to sell it back to us last week if we took the $7891,and that was $1069. So if it got smashed again,we'd get $1069.
We're both burned out on all this. We're taking a check and going shopping. We can't take this anymore. Time to write a check and roll the dice.
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