I just am doing the free thing equifax is offering. Honestly don't know much of the details. A full freeze is a PIA if you use credit on new accounts at all and frankly I'd rather deal with the problem than prevent it based on the probability of it happening. This is a farily significant breach, even by my lax standards. Don't be fooled into thinking this is the same as swiping a credit card or giving your phone number. It's the entire identifying information packet that was released. It's easy to blame technology, but back in the good old days you could just walk into an unknown town and make up your story.....
Interesting note above about credit collection agencies. I used to work at a car dealership and the one time I know of that we caught someone using fake information was a lady who worked at a credit collection agency who found someone with usable credit who shared a name with herself. Red flags worked and we alerted authorities and that was that.
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Today's Featured Article - A Cautionary Tale - by Ian Minshull. In the early 1950s my father bought an Allis Chalmers B and I used it for all the row crop work with the mangolds and potatoes, rolling and the haymaking on our farm. The farm and the Allis were sold and I have spent a lifetime working on farms throughout the country. I promised myself that one day I would own an Allis. That time event
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