Posted by Texasmark1 on October 05, 2017 at 06:18:20 from (99.197.190.172):
In Reply to: Re: Insurance posted by Steve@Advance on October 04, 2017 at 18:58:52:
I just got my annual renewal from SF. Discounts: Home alert $26 Renewal $301 Home/Auto $678...............bingo!
Having to keep my place in Ag. to retain my Ad valorem tax discount which is significant, I have to farm, regardless of other motives. Therefore I need equipment and buildings to support the equipment that is used to maintain the place as such. SF covers it all in my homeowner's policy. The farm buildings are covered under "Dwelling Extensions" and the equipment under "Personal Property". "Loss of use" is actual loss sustained. It's all tied to the insured value of the residence as a percentage, quite liberal if you ask me.
Deduct is 1% of value of dwelling for everything. So you have to keep your stuff locked up when the sticky fingered folks are around as you get to eat the loss up to your 1%. This cost can be mitigated by having the dwelling listed for what it is. My house is not what you see built these days in town.....everybody thinks they need a castle. Policy is not based on what my taxes use (current value) but on replacement cost. As a result my policy states "for common construction" and that is not the extravagance practiced in town. Saves me bucks on the annual cost and reduces the amount of the 1% deduct. in case of a loss.....actually $50 a month on premium and $700 in deduct. on a loss.
Upload one or more videos to your post. Photo filesizes should be less than 300K and Videos, less than 2MB. Formats allowed are gif, jpg, png, ogg, mp4, mov, and avi. Be sure to use filenames without spaces or special characters, and filetypes of 3 digits lower case.
We sell tractor parts! We have the parts you need to repair your tractor - the right parts. Our low prices and years of research make us your best choice when you need parts. Shop Online Today. [ About Us ]
Today's Featured Article - Restoration Story: Fordson Major - by Anthony West. George bought his Fordson Major from a an implement sale about 18 years ago for £200.00 (UK). There is no known history regarding its origins or what service it had done, but the following work was undertaken alone to bring it up to show standard. From the engine number, it was found that this Major was produced late 1946. It was almost complete but had various parts that would definitely need replacing.
... [Read Article]
Latest Ad:
1964 I-H 140 tractor with cultivators and sidedresser. Starts and runs good. Asking 2650. CALL RON AT 502-319-1952
[More Ads]
All Rights Reserved. Reproduction of any part of this website, including design and content, without written permission is strictly prohibited. Trade Marks and Trade Names contained and used in this Website are those of others, and are used in this Website in a descriptive sense to refer to the products of others. Use of this Web site constitutes acceptance of our User Agreement and Privacy Policy
TRADEMARK DISCLAIMER: Tradenames and Trademarks referred to within Yesterday's Tractor Co. products and within the Yesterday's Tractor Co. websites are the property of their respective trademark holders. None of these trademark holders are affiliated with Yesterday's Tractor Co., our products, or our website nor are we sponsored by them. John Deere and its logos are the registered trademarks of the John Deere Corporation. Agco, Agco Allis, White, Massey Ferguson and their logos are the registered trademarks of AGCO Corporation. Case, Case-IH, Farmall, International Harvester, New Holland and their logos are registered trademarks of CNH Global N.V.
