Since I don't know what deductible you have on your HO policy it may not be worth the effort. I spent 47 years as an insurance adjuster but not all policies are the same. If you had this tractor to maintain your property-non farm and non business-it technically would be covered just as a riding mower would be. If it was not to be used for that purpose then no coverage. The policy will have some exclusionary language against land motor vehicles. A word of advice check this out with your company without filing a claim for no reason to have a claim against your policy if is not covered. Stress you don't want to file a claim but are just making an inquiry.
As to your neighbor he would be liable only if his negligence caused the damage. He would likely not be considered a bailee if what he was doing was more or less for your benefit and the degree of care he owed to you would be less. There is also the possibility, not sure in this case, that a third party could be responsible. This is usually seen if an electrician perform some faulty wiring and IF that was the cause of the fire.
Perhaps if you could post a picture of the tractor post fire a more accurate evaluation as to value and possible cost to repair could be made.
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Today's Featured Article - Hydraulic Basics - Part 2 - by Curtis Von Fange. In the last entry to this series we gave a brief overview of hydraulic system theory, its basic components and how it works. Now lets take a look at some general maintenance tips that will keep our system operating to its fullest potential. The two biggest enemies to a hydraulic system are dirt and water. Dirt can score the insides of cylinders, spool valves and pumps. Wate
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