Since I don't know what deductible you have on your HO policy it may not be worth the effort. I spent 47 years as an insurance adjuster but not all policies are the same. If you had this tractor to maintain your property-non farm and non business-it technically would be covered just as a riding mower would be. If it was not to be used for that purpose then no coverage. The policy will have some exclusionary language against land motor vehicles. A word of advice check this out with your company without filing a claim for no reason to have a claim against your policy if is not covered. Stress you don't want to file a claim but are just making an inquiry.
As to your neighbor he would be liable only if his negligence caused the damage. He would likely not be considered a bailee if what he was doing was more or less for your benefit and the degree of care he owed to you would be less. There is also the possibility, not sure in this case, that a third party could be responsible. This is usually seen if an electrician perform some faulty wiring and IF that was the cause of the fire.
Perhaps if you could post a picture of the tractor post fire a more accurate evaluation as to value and possible cost to repair could be made.
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Today's Featured Article - Good As New - by Bill Goodwin. In the summer of 1995, my father, Russ Goodwin, and I acquired the 1945 Farmall B that my grandfather used as an overseer on a farm in Waynesboro, Georgia. After my grandfather’s death in 1955, J.P. Rollins, son of the landowner, used the tractor. In the winter 1985, while in his possession the engine block cracked and was unrepairable. He had told my father
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