Truth is, most people can't afford a new vehicle. They just make payments. My wife and I both make a very good income, but we just can't justify anything close to a new vehicle. I bought two pickups this year - a 2005 Ford F150 with 180K in fantastic condition for $6500 and a mostly worn out 1999 Ford F350 6 speed manual 7.3l dually flatbed with the odometer broken at 279999 miles for $4000. Both were bought with cash with no trades. My taxes and fees were far, far less than that Titan you're looking at. The 05 costs $200/6 months full coverage insurance and the dually costs $92/6 months liability.
Even with zero percent interest, you're paying a huge depreciation. $50k for a pickup that will be worth $20k in five years and under $10k in 10 years is a huge loss. My $4000 dually will be worth $4000 for awhile, but even if I park it in a fencerow after 5 years, I've only lost up to $4000. The guy who buys a $50k pickup loses $30k over the same time period.
If you can't afford the fees, you can't afford the vehicle.
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Today's Featured Article - Hydraulics - Cylinder Anatomy - by Curtis von Fange. Let’s make one more addition to our series on hydraulics. I’ve noticed a few questions in the comment section that could pertain to hydraulic cylinders so I thought we could take a short look at this real workhorse of the circuit. Cylinders are the reason for the hydraulic circuit. They take the fluid power delivered from the pump and magically change it into mechanical power. There are many types of cylinders that one might run across on a farm scenario. Each one could take a chapter in
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