i've been president of a couple clubs. We've always had the president and treasurer on the account but only 1 signature needed mostly due to convince. but had 2 people on the account for 1, a 2nd set of eyes has access to see what's going on, and 2, in case something happened to the other and 3, occationally needed for convenience if the treasurer was unavailable
Look at your state laws for 'non-profits" and see if there are any rules/laws that might require 2 signatures as somemone mentioned below. that way you can bring it up without looking like you don't trust someone.
our local banks are pretty fussy about who is on the account to the point of having to have official meeting minutes outlining when said person was voted into the office and a copy of our by-laws.
if your treasurer is of poor health you should definitely at least get a second name (officer only) on the account in case something might happen the club can still function in the short term.
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