Posted by Mathias NY on January 07, 2018 at 06:56:08 from (72.230.163.120):
In Reply to: Solar electricity posted by 37chief on January 06, 2018 at 20:09:37:
I'm not familiar with the sales arrangement you described, but here is what we did:
We have had solar panels on our garage for 2 years. The solar company promised us that it would generate enough energy to offset 2/3 of our power usage and so far that number has been pretty accurate.
They were no cost out of pocket for us. Federal grants covered 1/3 of the cost, State grants covered 1/3, and the remaining 1/3 is on a loan that is managed through our current electrical supplier. The State and Federal grant money came back on our tax returns the following year so we did use a 0% interest loan through GreenSky to temporarily cover that portion.
The panels are tied to the grid and we don't own a battery bank. If the grid goes down, we still loose power.
The electrical savings is greater than the cost of the loan payment. The panels have a 20 year warranty and the loan will be done after 15. It's not a great payback, but it is saving money each month.
It's also worth noting that the panels may increase your property taxes offsetting any gains from electricity savings. Our town has an agreement to not include solar panels on the taxes until 20 years after the install.
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