Sounds to me like there's something more going on there than what lies on the surface. If I had to take a guess, I'd say someone probably let loose some bad gossip.
As for the supposed gift, that's just what it was - a gift. For them to ask for it back now is simply them trying to be hurtful. Your girlfriend is under NO obligations to pay the money back.
Now is when I'll stand with JD Seller -- and there are 2 reasons I do this. 1) It's entirely plausible that these "wealthy people" have just hit some hard times; may end up being nothing, but might be the start of a financial downfall. This might be their way of grasping for straws. Might also be that something that was once there is now not, and they're blaming your girlfriend. In any case, that leads to reason 2), which is, regardless of whether this is a large city or a small, rural area, these folks will have more pull and influence in the community than your girlfriend. They "might" be able to make life difficult for her. $400 doesn't sound like an overly large amount to try and prevent further damage.
A smart thing to do would be to try and "remotely" monitor the situation (both of you) and try to figure out quietly what is really going on. If the family really is having some sort of difficulties, it might make a huge gesture to maybe bake a few cookies or maybe just offer to do something for them, should they ever need any help. No strings attached. Wish I could say I've used such wisdom in the past, but couldn't see through anger/hurt enough to figure it out when needed.
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