We had all of our insurance with American Family for years, vehicles, homeowners, personal liability, etc., and never gave it a thought. Then last spring we refinanced our acreage to get a significantly lower interest rate and the people at Wells Fargo were appalled at how much we were paying for insurance.
The upshot was, I contacted a gal at a local independent agency and she got us the same coverage for about half the price. Like with anything else, it pays to shop around.
BTW, a couple of years ago, I was a co-defendant in a $115 million lawsuit and American Family had no end of reasons to bail out on the personal liability. The outcome was, the lawsuit was dismissed by the District Court and the Nebraska Attorney General's office barred the plaintiff from filing any more lawsuits in the State of Nebraska. It got my attention at the time, though.
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Today's Featured Article - A Cautionary Tale - by Ian Minshull. In the early 1950s my father bought an Allis Chalmers B and I used it for all the row crop work with the mangolds and potatoes, rolling and the haymaking on our farm. The farm and the Allis were sold and I have spent a lifetime working on farms throughout the country. I promised myself that one day I would own an Allis. That time event
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