You are talking rubbish. All states have voluminous insurance regulations and rule, rate and form filing requirement. The amount of scrutiny varies widely by state, but in general the states with higher rates have the most intense regulations (NY, CA, MD, CT, MA, FL, etc.) and are the most difficult to deal with from a company standpoint. My company spends 10s of millions in salary and benefits in compliance efforts just to keep legal in all 51 jurisdictions. In some states where there is freedom to raise and lower rates, the market dictates and premiums are generally lower than average. Believe me we follow what are competitors are doing very closely and are always looking for an advantage.
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Today's Featured Article - Earthmaster Project Progress Just a little update on my Earthmaster......it's back from the dead! I pulled the head, and soaked the stuck valves with mystery oil overnight, re-installed the head, and bingo, the compression returned. But alas, my carb foiled me again, it would fire a second then flood out. After numerous dead ends for a replacement carb, I went to work fixing mine.I soldered new floats on the float arm, they came from an old motorcycle carb, replaced the packing on the throttle shaft with o-rings, cut new ga
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