OP, I was in your shoes about 8 years ago. I bought 40ac of mostly scrub. It came with a Ford 8N. I still have the 8N, and it does a moderately decent job with utility work. Having said that, it's low on power, not very comfortable, and it's rather finicky to get jobs done. To be expected, it's 60 YO technology, and you have to put up with it. On the up-side, in the years I've had it the only thing that's gone wrong has been the gen went bad - and that was my fault for getting it sunk. Everything else dried out and worked fine but the gen had to be replaced. It is stone-dead reliable.
A few years ago, I bought a mid-60s JD 2010 for peanuts. It's more comfy, has plenty of power, safer, and the times I would NEED 4WD were times I had no desire or business being out in the acreage. If you have to go out in the muck, and you have to get things done NOW, then maybe you'll need 4WD. Not for me, I just have good tires and chains if I need to be in snow.
So, my suggestion is to go ahead and get one of the old MF, or Ford vintage units. Then, after a year or so of struggle while you shop, get something from the late 60s or mid 70s. My next tractor will be a Ford 3000 diesel with split 4 trans or 10sp, and a FEL. I already know what I want, and just going to wait until the right one shows up. I'm going to pay $5-7000 for it, and take care of it like it will last the rest of my life.
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