Your insurance is "valid" as long as you had your application in to your agent by sales closing date of 3/15. Your insurance will attach once the crop is visible above the ground. The April 10/11/12 (varies by region) is just the date that you are covered by the replant portion of your federal crop insurance policy. You can plant before that date and still have the full level of insurance that you selected on your application, but you wouldn't be able to turn a replant claim in and have it covered. For corn, the replant provision pays 8 bushel x the spring price ($3.96) which amounts to just under $32 an acre. That's all you're forfeiting if you plant prior to that date. Many seed companies have a pretty good replant program themselves, so, many times, you're not out a whole lot. I'm a proponent of planting when conditions are good and the nearby forecast is favorable. Now, I agree that this year, it looks like it will be somewhere beyond 4/11 when its fit to roll. I just thought I'd throw this info out there as it is a very common misconception and there have been years when the weather was good a couple days prior to "the date" and guys sat simply because of it. My oats have been in for two weeks and had 3 snows on them, so at least they should be good! Lol! :). Good luck this spring!
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Today's Featured Article - Listening to Your Tractor - by Curtis Von Fange. Years ago there was a TV show about a talking car. Unless you are from another planet, physically or otherwise, I don’t think our internal combustion buddies will talk and tell us their problems. But, on the other hand, there is a secret language that our mechanical companions readily do speak. It is an interesting form of communication that involves all the senses of the listener. In this series we are going to investigate and learn the basic rudimentary skills of understanding this lingo.
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