I am surprised that no one mentioned this yet but any old tractor will need a lot of maintaining and , often minor, repairs that are no problem to those with experience and knowledge of old tractors but can be a nightmare for the novice. I would suggest that for your requirements that you look for a newer tractor.
Perhaps you should even look at a new tractor. I know that a John Deere, Ford or Case/IH might break the bank but some of the lesser known brands are more affordable and many have a good reputation and dealer support. Most can be had with 4 wheel drive and a front loader that can be easily removed when not needed. Not to mention any brands but one advertises that they are the worlds most sold tractor and they are known to be reliable. There seems to be a dealer on every corner for that brand.
My first choice would be a Kubota but they do not come cheap.
You mentioned a ROP not being on the used tractors but they can be installed on nearly any tractor and there is some aid offered to share the cost of having one installed.
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Today's Featured Article - Hydraulics - Cylinder Anatomy - by Curtis von Fange. Let’s make one more addition to our series on hydraulics. I’ve noticed a few questions in the comment section that could pertain to hydraulic cylinders so I thought we could take a short look at this real workhorse of the circuit. Cylinders are the reason for the hydraulic circuit. They take the fluid power delivered from the pump and magically change it into mechanical power. There are many types of cylinders that one might run across on a farm scenario. Each one could take a chapter in
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