It has been several years since it mattered who got the ticket, if anyone Insurance companies employ their own investigators and they determine fault regardless of what law enforcement thinks. You could see if your agent could help move things along without you having to make a claim (do NOT make a claim with your agent if you truly believe it is not your wife's fault). Many agents will do what they can just to keep your good will, although there is not much they can do if the other company is recalcitrant.
Also your state has an insurance department and you can always call them to get their take on the situation. I had to go to the Kansas insurance commissioner once to get a rental car paid for.
If your car is 15 years old (I was a little gray on that part of the story) you will not find an insurance company to pay for repairs if there is much more than a dinged bumper. They will want to total it and if there is a lot of damage it is to your advantage to have it totaled.
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Today's Featured Article - Listening to Your Tractor - by Curtis Von Fange. Years ago there was a TV show about a talking car. Unless you are from another planet, physically or otherwise, I don’t think our internal combustion buddies will talk and tell us their problems. But, on the other hand, there is a secret language that our mechanical companions readily do speak. It is an interesting form of communication that involves all the senses of the listener. In this series we are going to investigate and learn the basic rudimentary skills of understanding this lingo.
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