It has been several years since it mattered who got the ticket, if anyone Insurance companies employ their own investigators and they determine fault regardless of what law enforcement thinks. You could see if your agent could help move things along without you having to make a claim (do NOT make a claim with your agent if you truly believe it is not your wife's fault). Many agents will do what they can just to keep your good will, although there is not much they can do if the other company is recalcitrant.
Also your state has an insurance department and you can always call them to get their take on the situation. I had to go to the Kansas insurance commissioner once to get a rental car paid for.
If your car is 15 years old (I was a little gray on that part of the story) you will not find an insurance company to pay for repairs if there is much more than a dinged bumper. They will want to total it and if there is a lot of damage it is to your advantage to have it totaled.
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Today's Featured Article - Hydraulic Basics - Part 2 - by Curtis Von Fange. In the last entry to this series we gave a brief overview of hydraulic system theory, its basic components and how it works. Now lets take a look at some general maintenance tips that will keep our system operating to its fullest potential. The two biggest enemies to a hydraulic system are dirt and water. Dirt can score the insides of cylinders, spool valves and pumps. Wate
... [Read Article]
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