I have purchased several pieces of new equipment over the last 38 years of farming. Some I paid cash when I purchased, others I financed. And in truth, it was no harder to make the finance payments then it was going without/making do , while saving to pay cash. I only purchase equipment that I need, and will actually show me return in productivity. A example would be a loader tractor. I need a loader tractor every day all year round to feed cows, and move manure, so this needs to be a reliable unit that doesn’t need constant repair and have down time. So if I buy a used tractor and pay cash, then start pouring money into it for parts and repairs, and have the extra cost of purchasing and maintenance on a back up unit. It will cost me just as much or more than the time payments on a new tractor. A new combine needs to have 3-4000 acres of crop ran through it every year to justify its cost. I have a friend that buys a new Case IH combine every two years, and gets new heads on every second combine. He cuts 4,500 acres per year. Pays cash, and says he always gets excellent trade allowance, and calculates his cost per acre on what he originally paid for the machine, and what he got for it when it was sold. These days the longer you keep a piece of equipment, it can actually cost you more, as the trade value on a ten year old combine is dismal compared to a two year old.
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Today's Featured Article - Show Coverage: Central Illinois Strawberry Festival - by Cindy Ladage and Janna Seiz. Every year the coming of summer is highlighted by different events for different people. For some, it is heralded with the end of school, tilling the garden, or completion of the planting season. To us, connoisseurs of find food, antique tractors, farm toys, crafts, and downright fun, the annual Strawberry Festival means summer is here. Every year, in Carlinville, Illinois, the Macoupin County Historical Society and the Macoupin Agricultural Antique Association team up to fill th
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