Coming from a savings account, with no debit or cc attached to it I assume, does sound like something went wrong on the banks end.
Could have easily been a mistake, and that they readily agreed to fix it pretty much confirms it. But could have been another one of those bank errors that are always in their favor for some strange reason...
Never had to go through it, but whenever there is a legitimate fraud claim, the bank will investigate first, find out where it went, and ask if you are willing to press charges against the person. So many times it turns out to be a desperate family member.
I would still open a new account. Possibly your account number is real close to someone else who wrote it wrong, made the withdrawal, and the teller never noticed.
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