Posted by oldtanker on December 16, 2018 at 08:19:34 from (66.228.255.59):
In Reply to: Sad to see it go posted by nrowles on December 16, 2018 at 06:26:45:
Nursing home costs have gone nuts. And most states have laws regarding nursing home care and real property.
Lotta land here has gone on to others. Wife's one uncle the land was his retirement program. When he retired he sold off the cows and equipment at auction and used that to buy a home in town. Then he rented the homestead out as a rental property and the the cropland out to other farmers. Then he just started out selling off one piece after another. Now it's gone.
Few farmers from back then prepared for their kids to take over either. Considering that they were in their 40's when JR wanted to farm and also was sniffing around the girls the farm wasn't big enough to support 2 families. So if JR couldn't get the banker to front him the money to expand the farm JR had no other option than to get a job in town and forget the farm. 20 years later when dad was ready to retire that farm was his retirement program.
It's gotten to the point with nursing home costs, the ability of the state to seize bank accounts, assets and real property to pay for or offset the cost of long term nursing home care that people have got to have estate planning if they want to keep anything in the family.
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