While some of us don't go into debt for Christmas many do. Want to think it's fake go to any store starting on Black Friday until Christmas and watch the action at the tills. The number of people trying multiple CC's before finding one that isn't maxed out, or if the only have one card having to leave items behind because they don't have enough left on the card.
Plus every year about in late OCT early NOV I get letters from my back offering me personal loads to help pay for Christmas. My banker tells me that it's amazing the number of people, in this rural area who borrow anything from 500-5,000 for Christmas every year.
Heck just a few days before Christmas each year my wife and I go to a farm store that allows the MARINEs to run a "toys for tots" collection at their stores. Normally just a decorated box at the front of the stores. We normally buy something for a boy, something for a girl and a baby toy. This year young woman in front of us at the check out used 2 different credit cards telling the clerk each time "put as much as you can on this one" then paid the last little bit in cash.
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Today's Featured Article - Third Brush Generators - by Chris Pratt. While I love straightening sheet metal, cleaning, and painting old tractors, I use every excuse to avoid working on the on the electrics. I find the whole process sheer mystery. I have picked up and attempted to read every auto and farm electrics book with no improvement in the situation. They all seem to start with a chapter entitled "Theory of Electricity". After a few paragraphs I usually close the book and go back to banging out dents. A good friend and I were recently discussing our tractor electrical systems when he stated "I figure it all comes back to applying Ohms Law". At this point
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