I have read all the replies with interest. I have operated much like most of you until this year. I did not carry any credit card debt. Just loans for used vehicles. I tried starting my on business with little income for 8 months. Four months into this my wife was diagnosed with cancer.
You are darn right I used credit cards when needed, and carried a balance when needed. I still have a small amount in them. I have given up on my own business for now and taken a job driving locally to financially recover. Did I use credit this Christmas, yes! Have I paid more than I charged, yes! Will I pay them off shortly ...yes.
Do I think it is an easy pit to fall into? You better believe it!
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Today's Featured Article - A Cautionary Tale - by Ian Minshull. In the early 1950s my father bought an Allis Chalmers B and I used it for all the row crop work with the mangolds and potatoes, rolling and the haymaking on our farm. The farm and the Allis were sold and I have spent a lifetime working on farms throughout the country. I promised myself that one day I would own an Allis. That time event
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