I have read all the replies with interest. I have operated much like most of you until this year. I did not carry any credit card debt. Just loans for used vehicles. I tried starting my on business with little income for 8 months. Four months into this my wife was diagnosed with cancer.
You are darn right I used credit cards when needed, and carried a balance when needed. I still have a small amount in them. I have given up on my own business for now and taken a job driving locally to financially recover. Did I use credit this Christmas, yes! Have I paid more than I charged, yes! Will I pay them off shortly ...yes.
Do I think it is an easy pit to fall into? You better believe it!
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Today's Featured Article - A Lifetime of Farm Machinery - by Joe Michaels. I am a mechanical engineer by profession, specializing in powerplant work. I worked as a machinist and engine erector, with time spent overseas. I have always had a love for machinery, and an appreciation for farming and farm machinery. I was born and raised in Brooklyn, New York. Not a place one would associate with farms or farm machinery. I credit my parents for instilling a lot of good values, a respect for learning, a knowledge of various skills and a little knowledge of farming in me, amo
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