I have read all the replies with interest. I have operated much like most of you until this year. I did not carry any credit card debt. Just loans for used vehicles. I tried starting my on business with little income for 8 months. Four months into this my wife was diagnosed with cancer.
You are darn right I used credit cards when needed, and carried a balance when needed. I still have a small amount in them. I have given up on my own business for now and taken a job driving locally to financially recover. Did I use credit this Christmas, yes! Have I paid more than I charged, yes! Will I pay them off shortly ...yes.
Do I think it is an easy pit to fall into? You better believe it!
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Today's Featured Article - Show Coverage: Central Illinois Strawberry Festival - by Cindy Ladage and Janna Seiz. Every year the coming of summer is highlighted by different events for different people. For some, it is heralded with the end of school, tilling the garden, or completion of the planting season. To us, connoisseurs of find food, antique tractors, farm toys, crafts, and downright fun, the annual Strawberry Festival means summer is here. Every year, in Carlinville, Illinois, the Macoupin County Historical Society and the Macoupin Agricultural Antique Association team up to fill th
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