I have read all the replies with interest. I have operated much like most of you until this year. I did not carry any credit card debt. Just loans for used vehicles. I tried starting my on business with little income for 8 months. Four months into this my wife was diagnosed with cancer.
You are darn right I used credit cards when needed, and carried a balance when needed. I still have a small amount in them. I have given up on my own business for now and taken a job driving locally to financially recover. Did I use credit this Christmas, yes! Have I paid more than I charged, yes! Will I pay them off shortly ...yes.
Do I think it is an easy pit to fall into? You better believe it!
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Today's Featured Article - Tuning-Up Your Tractor: Plugs & Compression Testing - by Curtis Von Fange. The engine seems to run rough. In the exhaust you can hear an occasion 'poofing' sound like somethings not firing on all cylinders. Under loaded conditions the tractor seems to lack power and it belches black smoke out of the exhaust. For some reason it just doesn't want to start up without cranking and cranking the starter. All these conditions can be signals that your unit is in need of a tune up. Ok, so what is involved in a tune up? You say, swap plugs and file the points....now tha
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