Same here. Debit card takes the place of cash. I haven't had much in the way of cash in 15 years. I don't know what people think a debit card is, but it sure isn't a credit card!
I've used credit cards, often way too much. We set things up to pay the mortgage as fast as possible. That meant not a lot of extra money. So when a kid ended up in the hospital 200 miles away, a bunch of money went on the card. When a car broke down or tractor broke or something else happened it went on the card. The important thing was that back then, the card was a 3.99% interest rate!!! With todays interest rates approaching or more than 20%, using a credit card is stupid unless you can pay it off monthly. I have never been able to do that before. I have zero CC debt now outside of Lowes. I can live with that.
I have had cards that gave me airline miles. What the heck do I need airline miles for? They are absolutely worthless to me. I wouldn't fly without my wife holding a gun to my head. I also had ones that gave me "bonus points" that I could use at places I'd never heard of, much less would ever go to. Ooooooh! I earned 5000 bonus points I can use at Disneyland! Whooptefreakin'doo! No one "makes money" with a CC.
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Today's Featured Article - Product Review: Black Tire Paint - by Staff. I have been fortunate in that two of my tractors have had rear tires that were in great shape when I bought the tractor. My model "H" even had the old style fronts with plenty of tread. My "L" fronts were mismatched Sears Guardsman snow tires, which I promptly tossed. Well, although these tires were in good shape as far as tread was concerned, they looked real sad. All were flat, but new tubes fixed that. In addition to years and years of scuffing and fading, they had paint splattered on
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