Like cookie cutter mortgage loans, these reverse mortgages you see advertised are also cookie cutter,... every one the same, rubber stamp the same exact thing.
If you come with Ag land, it will not fit their rubber stamp.
Then, I really like Tom Selick, but I do believe most of these reverse mortgage companies are preying upon people, and their simple program is a way to make gobs of money for the company. They are banking on people with few options but hope coming tot gem and signing anything.....
Families that plan 5 years ahead can get around the old home scam, which is what the govt has going on. It’s their game, their rules, you play their game or pay all the money.
Your family chose not to play the tax shelter/ trust game, and so now grandma gets to pay away the farm.
I think your grandma would be better off with a conventional loan, structured through a regular bank familiar with farm properties, than to go to one of these nationally advertised reverse mortgage places.
A loan is a loan, the local one you pay the local bank, the big national deal you pay for lots of advertising?
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Today's Featured Article - Grain Threshing in the Early 40's - by Jerry D. Coleman. How many of you can sit there and say that you have plowed with a mule? Well I would say not many, but maybe a few. This story is about the day my Grandfather Brown (true name) decided along with my parents to purchase a new Ford tractor. It wasn't really new except to us. The year was about 1967 and my father found a good used Ford 601 tractor to use on the farm instead of "Bob", our old mule. Now my grandfather had had this mule since the mid 40's and he was getting some age on him. S
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