Like cookie cutter mortgage loans, these reverse mortgages you see advertised are also cookie cutter,... every one the same, rubber stamp the same exact thing.
If you come with Ag land, it will not fit their rubber stamp.
Then, I really like Tom Selick, but I do believe most of these reverse mortgage companies are preying upon people, and their simple program is a way to make gobs of money for the company. They are banking on people with few options but hope coming tot gem and signing anything.....
Families that plan 5 years ahead can get around the old home scam, which is what the govt has going on. It’s their game, their rules, you play their game or pay all the money.
Your family chose not to play the tax shelter/ trust game, and so now grandma gets to pay away the farm.
I think your grandma would be better off with a conventional loan, structured through a regular bank familiar with farm properties, than to go to one of these nationally advertised reverse mortgage places.
A loan is a loan, the local one you pay the local bank, the big national deal you pay for lots of advertising?
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