Posted by Geo-TH,In on January 12, 2020 at 06:21:49 from (184.19.57.220):
In Reply to: Re: Credit score? posted by caterpillar guy on January 12, 2020 at 05:00:25:
I used to pay cash for everything. Now, Credit cards are King. They pay me to use their money. 1-5%. I make hundreds on CC. I'm lucky to write 10 checks a year. I have to buy my checks. Credit cards are FREE. Credit cards give me a second set of records for tax purposes. I used to pay cash for everything. Now I leave my cash in stock market. Investments make payments on Kubota 0% interest loan. In five years tractor is paid for and I still have my money.
I survived the 2008 crash. The market is at record levels compared to 2008. 2008 dow $8k. 2020 dow $28.8K, A dollar in 2008 is worth $3.6 in the market 2020. So if you feel safe keeping your money in a .1% saving account and paying cash go ahead. It's your money.
I use lifelock. Any time my social security is used, lifelock notifies me. I found it odd that I never got a notice from lifelock when I bought the Kubota.
BTW, I have no CC debt. No mortgage. No ATM.
My sister uses CC cards to pay her suppliers. They give her a discount for paying when delivered. She get rebates. Makes a lot of money using CC.
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Today's Featured Article - Grain Threshing in the Early 40's - by Jerry D. Coleman. How many of you can sit there and say that you have plowed with a mule? Well I would say not many, but maybe a few. This story is about the day my Grandfather Brown (true name) decided along with my parents to purchase a new Ford tractor. It wasn't really new except to us. The year was about 1967 and my father found a good used Ford 601 tractor to use on the farm instead of "Bob", our old mule. Now my grandfather had had this mule since the mid 40's and he was getting some age on him. S
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