It's usually a lot cheaper to buy a tractor that already has a loader than to add a loader later. Mowing with a loader on a tractor makes the tractor much longer ( 4 to 6 feet longer) and harder to maneuver, cuts your visibility and would make it harder to steer without power steering. In your situation I would want a loader that can be removed quickly whenever the tractor is needed for mowing.
If you won't need a loader now, the 950 sounds like a very good fit. If you will need a loader in the future, look for a different tractor now that already has the right loader for you, or plan to trade the 950 in the future for a tractor with a loader. I suspect there will be a lot more good deals available in the next few years.
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