With only 7.5 acres, I don't think you would put much more than 25 hours per year on a 4020 unless you are moving a lot of snow, or grinding feed and hauling manure for livestock. Fuel costs will not matter much whether you run a gas or diesel. Transmission problems could cost $5,000 to repair, and will drop your resale value to below $3,000 as-is. I suspect the seller has found that out too. I think $2,000 to $3,000 is all I would offer on the 4020D with a bad transmission.
$3,500 to $4,500 should buy a 4020 gas in average to very good condition. Case 930 Comfort King diesel and Farmall 706 gas also sell in the $3,000 to $4,000 range. None of of those tractors are well loved, but any would work well for you at a very decent price.
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Today's Featured Article - Show Coverage: Journey to Ankeny - by Cindy Ladage. We left Illinois on the first day of July and headed north and west for Ankeny, Iowa. Minus two kids, we traveled light with only the youngest in tow. As long as a pool was at the end of our destination she was easy to please unlike the other two who have a multitude of requirements to travel with mom and dad. Amana Colonies served as a respite where we ate a family style lunch that sustained us with more food than could reasonably fit into our ample physiques. The show at Ankeny
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