Check your local zoning regulations. To go full time on your own, you may have to rent or lease a location that conforms to local zoning regs. That could be a deal breaking expense, and would be the first thing I would consider. Local officials may not notice, or care, if you're doing sideline work in, say, the garage at your house, while going full time would be a whole different ball game.
As someone else said, insurance would probably be the next biggest expense. Other expenses can sneak up on you. Does your wife work, in case you have a slow month, or get sick and can't work for a week? I'm not trying to discourage you, but you need to go into it with your eyes open.
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Today's Featured Article - Restoration Story: Fordson Major - by Anthony West. George bought his Fordson Major from a an implement sale about 18 years ago for £200.00 (UK). There is no known history regarding its origins or what service it had done, but the following work was undertaken alone to bring it up to show standard. From the engine number, it was found that this Major was produced late 1946. It was almost complete but had various parts that would definitely need replacing.
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