I worked for a major truck leasing company for 40 yrs as a mechanic, and a good part of the time as leadman as well as mechanic. I made good money and have 2 pensions and a 401k that did well. I worked 40hrs each week, and that was all I needed to worry about, the rest of the week was mine. When I had heart surgery, my short term disability paid me close enough to my regular paycheck that I did ok. My health insurance paid the medical bills. I got 5 weeks paid vacation after my 22nd year until I retired. I used several weeks each year to farm, and usually took an away vacation somewhere each year. Yes the job sucked at times(new work rules, bad bosses-though when I left the bosses were the best!) and sometimes I hated it. But I sucked it up and today I am glad I did. If I went out on my own, I always figured I would need $125,000-$150,000 to make the same standard of living and pay the same benefits. Employer paid benefits- health insurance, life insurance, short and long term disability, extra insurance at low cost to me, 401k match, discounted stock purchase plans, and employer social security contributions- all add up. Your own business would need a lot of liability insurance as well as other expenses. If you can make enough money on your own, collect that money(I got burnt once when I was young), save enough to have an IRA, and stand the headaches of running a business, then you should have a chance of making it. If you are too busy-raise your rates-if you are good they will come to you. There was a lot of good advice in all the answers on here to consider and reconsider. Good luck, Mark.
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Today's Featured Article - Restoration Story: Fordson Major - by Anthony West. George bought his Fordson Major from a an implement sale about 18 years ago for £200.00 (UK). There is no known history regarding its origins or what service it had done, but the following work was undertaken alone to bring it up to show standard. From the engine number, it was found that this Major was produced late 1946. It was almost complete but had various parts that would definitely need replacing.
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