At over 50 years old, tractor condition and the loader on each tractor will make a big difference. Will the loader stay on the tractor full time or does it need to be easily removed? All things being equal, you can probably find a 4020 for about the same price as a 3020 with similar condition and options. The extra weight and longer wheel base of the bigger tractor help traction in loader work.
SyncroRange is still pretty good for loader work. The 3 - 3R and 2 - 5 - 5R patterns work well. Hydro would be better, but IH steering, and open center hydraulics would not be as nice. Brakes may not matter if you use the hydro for braking.
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Today's Featured Article - Restoration Story: Fordson Major - by Anthony West. George bought his Fordson Major from a an implement sale about 18 years ago for £200.00 (UK). There is no known history regarding its origins or what service it had done, but the following work was undertaken alone to bring it up to show standard. From the engine number, it was found that this Major was produced late 1946. It was almost complete but had various parts that would definitely need replacing.
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