Yep. Used to be car loans were for 3 years at super high interest. Then it went to 4. Then 5. Now they do 6 and 7, people get in over their heads or try to trade and then find out they are upside down on what they owe and what the value is.
We don't go any longer than a 4 year note. Especially now for 0 to 3 % or so. Then we try to pay ever 2 weeks and get ahead so we are paying more on the principal but some banks make it hard to do. Haven't had a trade in vehicle in about 40 years. Car was either wrecked or handed down to the daughter.
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Today's Featured Article - Third Brush Generators - by Chris Pratt. While I love straightening sheet metal, cleaning, and painting old tractors, I use every excuse to avoid working on the on the electrics. I find the whole process sheer mystery. I have picked up and attempted to read every auto and farm electrics book with no improvement in the situation. They all seem to start with a chapter entitled "Theory of Electricity". After a few paragraphs I usually close the book and go back to banging out dents. A good friend and I were recently discussing our tractor electrical systems when he stated "I figure it all comes back to applying Ohms Law". At this point
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