Posted by jimg.allentown on March 26, 2021 at 05:55:30 from (70.15.135.123):
In Reply to: Opinion please posted by littlepint on March 25, 2021 at 13:44:27:
Really not enough information to form a good opinion.
First thing is I don't know how big or valuable the shed is. Also do not know the extent of the damage to the tractor. How reasonable does your $10,000 estimate seem to you? Does it seem inflated or padded in any way?
The letter of the law basically says that the person causing the damage should be liable to make you whole. That means that he is responsible to return you to the pre-collision condition. Whatever his insurance limits and assets are is irrelevant. His responsibility is to make good on the damage he caused. At least according to most laws. If you want to be a nice guy and let him off the hook, that is your option.
In any case, I agree with the consensus and say that you should contact your own insurance company - assuming that you do have some sort of insurance. If you do not, I would file a claim with the other guy's insurance company. Under any circumstances, you are entitled to at least some compensation for your loss. It isn't your place to figure out how insurance money is distributed. That is up to the claims adjuster.
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