Loan it, report it stolen and when/if you get it back call the cops and tell them you found it back. Doesn't matter if you were miles away and had nothing to do with an accident - if you have insurance or assets the lawyers will come after you if its in an accident.
Our insurance agents were renewing our coverage and repeated that our 20 million umbrella was adequate but by no means excessive. Their worst claim was a company that was involved in an accident caused by an uninsured driver that clipped a car while passing it, the clipped car flipped over and was then struck by their insured's semi. Their insured was the only vehicle involved that had insurance and everyone looked to them for a payout even though they had little or no assessed liability. Even though the judge said they were at best 10% liable (maybe the driver could have stopped faster when he saw the accident developing) the payout was over 7 million. The whole court system saw it as a way to soak an insurance company to make all the victims whole - along with the lawyers that got their 30% to 50% retainage on anything awarded.
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Today's Featured Article - Hydraulics - Cylinder Anatomy - by Curtis von Fange. Let’s make one more addition to our series on hydraulics. I’ve noticed a few questions in the comment section that could pertain to hydraulic cylinders so I thought we could take a short look at this real workhorse of the circuit. Cylinders are the reason for the hydraulic circuit. They take the fluid power delivered from the pump and magically change it into mechanical power. There are many types of cylinders that one might run across on a farm scenario. Each one could take a chapter in
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