I spent 10 years doing insurance inspections, and I doubt this installation would ever pass an inspection by an insurance company.
1. The chimney needs to be at least as high as the peak of the roof, if not higher for the chimney to draw properly.
2. Inadequate clearance from combustible walls, to the rear and to the side.
3. Inadequate non-combustible base the unit is sitting on.
I assume the unit is approved by UL. As has been said, you need to notify your insurance company and have them check it out. When I was doing inspections, when I encountered a wood stove I had to fill out a separate sheet, along with copious photos and a diagram giving distances to combustibles, etc. Companies always wanted a photo of the tag on the unit to prove it was UL approved.
This installation doesn't look too bad until you start looking at it from an insurance companies viewpoint.
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