Posted by PJH on January 17, 2022 at 22:44:04 from (104.235.156.184):
In Reply to: Wood stove in shop posted by T-Nason on January 17, 2022 at 11:45:49:
A lot of interesting comments on this subject. The bottom line is - what will be the response from your insurance company [if you have insurance] if you have a fire in your shop. My agent told me that my insurance was worthless - in other words - I was wasting my money on the premium. It's hard to prove, after the fire, that the woodstove was not the cause of the fire. He offered me a rider - about $25 per year - that would give me coverage with the shop woodstove. It's just almost too simple - do it right or throw your premium money down the drain. By the way - the agent didn't even want to look at my wood heater installation. Pay for the rider, and he was happy. He knows that I have heated with wood for nearly all of my life. Yeah, I know how to operate a wood heater, but that rider on the insurance policy determines whether I have coverage or not.
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