Posted by BarnyardEngineering on April 20, 2022 at 07:34:58 from (161.69.113.33):
In Reply to: Geico Insurance posted by miner09 on April 19, 2022 at 16:21:22:
To be fair, farm animals are a significant liability. Cows get out all the time, wander out into the road, get hit by a car, wreck the car, injure the driver... Neighbor kids sneak in to see the animals, antagonize them, get attacked, get injured... It may be their fault but you are liable.
Before you start going off about how your cows never get out, they're docile and would never attack anybody, or how nobody would ever dare sneak on to your property... How can you GUARANTEE that to the insurance company? Your word? That and $1 will get you any size cup of coffee at McDonalds.
When an insurance company says they cover something they HAVE to cover it that first time. They can't go back and say, you weren't maintaining your fences, we're not paying. Only AFTER they pay out can they say, you were negligent, you're cancelled. There is only one way to avoid payout and that is to say they will not cover it.
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