Posted by moresmoke on April 26, 2022 at 08:53:06 from (216.196.72.173):
In Reply to: Insurance posted by 504 on April 25, 2022 at 19:38:33:
Insurance is a product meant to control your risk. If you want no risk, pay up for total coverage against loss. If you are willing to risk everything, keep your money in your pocket and take your chances.
I have a few large ticket items insured, along with those that I need for day to day use. Loader backhoe, compact tractor, etc. I need those to function here. I also have quite a few old tractors. None of them are insured. If they were gone tomorrow, I would be disappointed, but life would go on. None of them are anything that I am counting on the value of to survive.
This does however remind me I need to evaluate the tool coverage in my shop, as that value has grown and probably needs updating.
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Today's Featured Article - A Belt Pulley? Really Doing Something? - by Chris Pratt. Belt Pulleys! Most of us conjure up a picture of a massive thresher with a wide belt lazily arching to a tractor 35 feet away throwing a cloud of dust, straw and grain, and while nostalgic, not too practical a method of using our tractors. While this may have been the bread and butter of the belt work in the past (since this is what made the money on many farms), the smaller tasks may have been and still can be its real claim to fame. The thresher would bring in the harvest (and income) once a y
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